We know that finding affordable small business loans are a need, and hard to find for many small to medium-sized business owners, but they don’t know where to start, who to trust, or which program is best.
We think you should start with us! Affordability, integrity and persistence are part of the personalized, top-rate customer service we offer to all of our clients.
Whether you are requesting cash advances, loans, or any of our other services, we want you to know that we are happy to explain everything. We’ll take the time to answer your questions or concerns, and we persist to get you funding when other lenders would give up.
Our funding programs are very competitive because we use private financing from our lending partners. That means that we can offer lower cost loans to those who don’t qualify with banks or Wall Street lenders.
The loans and advances are provided by our lending partners. We are not a direct lender.
Commercial Business Loan Programs – SmallByz Lender specializes in the following types of financing:
Obtaining working capital is quick and easy when you get small business Merchant Cash Advances from SmallByz. Learn about cash advances, how they work, and what to watch out for with deceptive fees and sales tactics.
They are not loans but are an exchange of upfront capital, sold at a discount, based on the future sales of your credit card receivables.
In other words, we take a percentage of your daily credit card sales and have that amount sent to us on each day that you have sales. What’s great about this system is that you don’t have to pay out a large set amount on slow days, months, or seasons.
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Business Loans are unsecured, short term, and have fixed payments that we automatically debit each day or week.
Generally, the maximum offer for a business loan is 10% of annual sales, which is documented by your business bank deposits. As an example, if you average $40,000/month for 6 months, that projects out to $480,000/year x 10% = $48,000 for the maximum approved offer.
SBA Loans are the next of our commercial business loan programs. SBA stands for the Small Business Administration, and is a United States government agency that provides loans, training, and support to entrepreneurs and small businesses.
The SBA partners with banks, credit unions, and other lenders such as SmallByz to provide small business funding. You can choose from No Collateral Express Loans and a 2 – 4 week wait time for approval, or a Collateralized 7(a) Loan for a 2 – 6 month approval wait.
Mobilization Funding is an option for you if you are working or bidding on a job larger than your normal project scope.
Use our programs to help you gain the working capital you need to keep your bids competitive and your project’s cash flow running smoothly from start to finish.
We are involved with the Credit Card Processing industry, not for profit, but so we can process cash advances ……… and we can pass savings on to you.
You don’t have to switch, but you may want to change to a credit card processor that works with all cash advance lenders, especially if you plan to get more advances in the future.
From heavy-duty equipment to general-purpose machines, we can help you finance the equipment your business need.
Sign up to get your small business FUNDED!
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